Accountant for Tradesmen in the UK

Taxcare Accountant is a specialist, cloud-based accountant for tradesmen across the UK, offering fixed monthly fees, full HMRC compliance, and dedicated support for plumbers, electricians, builders, gas engineers, carpenters, decorators, and every trade in between. 

Whether you work as a self-employed sole trader, run a limited company, or take on subcontractors under CIS, we handle your numbers so you can stay focused on the job.

Common accounting challenges tradesmen face

Common accounting challenges tradesmen face

What You get with
Tax Care Accountant

Fixed monthly fee from £29.95 — no surprise bills, no hidden charges

Cloud-based accounting software accessible from your phone or van

A dedicated accountant who understands trades and construction

Full support with CIS, VAT, payroll, and year-end accounts

Accountants for All Trades and Construction

Our trade accounting service is built for UK tradespeople working as sole traders, partnerships, and limited companies. We work with:

Electricians and electrical contractors

Plumbers and heating engineers

Builders, bricklayers, and general contractors

Carpenters and joiners

Painters and decorators

Roofers and glaziers

Plasterers and tilers

Landscapers, gardeners, and groundworkers

Handymen and multi-trade professionals

Whether you work under the Construction Industry Scheme (CIS), invoice directly as self-employed, or operate through a limited company, Taxcare has a dedicated solution tailored to your business structure and tax obligations.

Why Tradesmen Need a Specialist Trade Accountant

Tradesman finances are more complex than they appear. Between CIS deductions, subcontractor payments, tool and equipment costs, van expenses, mileage, and VAT — the numbers add up quickly and the rules change regularly.

A general accountant can miss the deductions and reliefs available specifically to tradespeople. A specialist trade accountant knows exactly what to claim, how to structure your tax affairs, and how to keep you compliant while reducing your bill.

Typical tax and accounting challenges for tradespeople include:

  • Managing bookkeeping across multiple jobs and sites
  • Reconciling invoices, receipts, and supplier statements week by week
  • CIS tax deducted at source — and making sure you reclaim what you’re owed
  • Deciding whether to register for VAT and choosing the right scheme
  • Running payroll compliantly for employees or subcontractors
  • Knowing whether a sole trader or limited company structure saves more tax
 

Taxcare is an award-winning accounting firm trusted by thousands of UK sole traders, contractors, and SMEs. As a certified, HMRC-compliant practice and cloud software partner, we give tradesmen real-time visibility into their finances — accessible on any device, at any time.

Typical tax and accounting challenges for tradespeople include

Accounting Services for Tradesman

Our tradesman accounting package is a complete, all-inclusive service designed to save you time, reduce your tax bill, and keep you fully compliant with HMRC — from day-to-day bookkeeping through to year-end accounts.

  • Cloud-based bookkeeping configured for trades: materials, labour, tools, fuel, van costs, and subcontractor payments

     

  • Monthly or quarterly bank reconciliation — we match every transaction to your receipts automatically

     

  • Clear guidance on allowable business expenses for tradespeople — so you never leave money on the table

CIS (Construction Industry Scheme) Support

  • CIS registration for contractors and subcontractors where required

 

  • Accurate recording and reclaiming of CIS deductions made at source

 

  • Monthly CIS returns and ongoing contractor/subcontractor compliance management

VAT for Tradesmen

  • Practical advice on whether you should register for VAT and which scheme works best for your trade
  • VAT return preparation and submission to HMRC
  • Support with domestic reverse charge rules and trade-specific VAT regulations

Year-End Accounts and Tax Returns

  • Annual accounts prepared for sole traders, partnerships, and limited companies

  • Self-assessment tax returns for self-employed tradesmen and company directors

  • Corporation tax computations and submissions for limited company tradesmen

Payroll and Subcontractor Payments

  • Payroll setup and processing for employed staff

  • Real Time Information (RTI) submissions to HMRC each pay period

  • Subcontractor payment management within the Construction Industry Scheme

Business Advice for Tradesmen

  • Sole trader vs limited company comparison — we show you the numbers so you can make the right call

  • Cash flow planning, job pricing analysis, and profit margin reviews

  • Growth support including van and equipment finance decisions, and planning for taking on staff

Fixed-Fee Accounting Packages

Taxcare charges a fixed monthly fee. No hourly rates, no charges every time you send an email, no invoice at year-end that catches you off guard. Your accounting cost is agreed upfront, the same every month, easy to budget.

The right package depends on your business structure, transaction volumes and how much support you need. If you’re not sure which tier fits, the free consultation will tell you.

Sole Trader

From £29.95/month
  • Cloud bookkeeping connected to your bank account
  • Self-assessment tax return prepared and filed with HMRC
  • Allowable expenses reviewed so you're not paying more tax than you need to
  • VAT returns if you're VAT-registered
  • Unlimited accountant support — call or message when you need to

Limited Company

From £55/month
  • Statutory year-end accounts prepared and filed at Companies House
  • Corporation tax computation and CT600 submission to HMRC
  • Director payroll, RTI filings and PAYE management
  • Dividend planning and tax-efficient salary structuring for director-shareholders

Growing Business

Custom Pricing
  • Full payroll for employed staff, including RTI and auto-enrolment pension compliance
  • Management accounts delivered monthly or quarterly
  • More frequent check-ins and proactive tax planning throughout the year
  • Dedicated accountant who knows your business and responds within one working day

Awards & Recognition

We Solve Real Problems

Why Choose TaxCare Accountants?

industry expert- capital gain tax

Industry-Leading Experts

Specialist accountants for creative agencies, with deep expertise in project‑based finances, VAT, and contractor compliance.

Access to project accounting and financing. You can add certain expenses to a specific project. For instance, if you are a graphic designer you add the expenses of purchasing photos to the specific project.

Transparent Pricing

We offer fixed fees with no hidden costs and a price match guarantee.

Dedicated Account Manager

Your dedicated account manager is always ready to assist with your accounting inquiries.

satisfaction Guarantee- gain capital tax- Taxcare

Satisfaction Guarantee

We back our service with a 100% commitment to your satisfaction, promising to make it right if you are not fully happy with the quality of our work or customer service.

modern yet traditional Taxcare- gain capital tax

Modern Yet Traditional

We blend modern accounting practices with traditional values to deliver an award-winning service.

Access to easy invoicing and easy payment. We can set up a payment link with your invoice so you can get paid fast for your job.

Hassle-Free Accounting

We provide a simple, paperless accounting service designed to save your time and money.

Client's Review

Fast Easy and Simple Sign Up in 3 Steps

1

Get An Instant Quote

Receive an instant, transparent quote from our website. You will receive an instant email with the full information.

2

Register Your Business

If you are happy with the Quote, you can fill out our simple online registration form.

3

Receive a Warm Welcome

Get set up and introduced to your dedicated accountant.

We will never share your details with any third-party. Please see our Privacy Policy for more details.

Frequently Ask Question

We Have Greate Answer

Most tradespeople benefit significantly from using a specialist accountant. Between CIS, VAT, self-assessment, and allowable expenses, the rules are complex and the cost of errors or missed claims is high. A dedicated trade accountant typically saves tradesmen more than the monthly fee through better tax planning and accurate expense claims.

At Tax Care Accountants, trade accounting packages start from £29.95 per month for self-employed sole traders and from £55 per month for limited company tradesmen. Pricing is fixed with no hourly rates or surprise charges. More complex businesses with staff or multiple subcontractors are quoted individually.

Yes. If you work as a subcontractor under the Construction Industry Scheme, tax is often deducted at source at 20% or 30%. Taxcare reviews your CIS deductions each year and reclaims any overpaid tax through your self-assessment return, often resulting in a meaningful refund.

The best structure depends on your turnover, profit level, and personal circumstances. As a guide, limited companies often become more tax-efficient above around £30,000–£35,000 in annual profit. Taxcare will run the numbers for your specific situation and show you exactly what each structure costs before you decide.

VAT registration is compulsory once your taxable turnover exceeds £90,000 in a rolling 12-month period (2024/25 threshold). Some tradesmen choose to register voluntarily before this. The right approach depends on your customers, margins, and the type of work you do. Taxcare advises on whether and when to register, and which scheme saves the most.

Tradesmen can claim a wide range of business expenses including: tools and equipment, work clothing and PPE, van or vehicle costs, business mileage, materials and subcontractor costs, public liability insurance, mobile phone and broadband used for business, training, and accountancy fees. Taxcare reviews your expenses thoroughly to ensure you claim everything you're entitled to.

Taxcare operates as a fully cloud-based online accountancy practice serving tradespeople throughout England, Wales, Scotland, and Northern Ireland. All communication, document sharing, and reporting takes place online — no in-person meetings required unless you're near our Birmingham or London offices.

Yes. Taxcare manages both personal self-assessment tax returns and business accounts as part of our standard packages. For limited company directors, we also handle corporation tax, director payroll, and dividend planning — covering your tax position at both business and personal level.

Affordable self-assessment account

Get Started with a Specialist Tradesman Accountant